Hi. This is going to be a pretty short post.
Most people don’t track the extra money they save by being frugal. Why do I do it?
I can’t work outside the home to earn money, but is a penny saved really a penny earned? I’ve found that if I don’t keep track of it, any money I’ve saved is forgotten and frittered away.
However, if I track it, I can actually put this money into the savings account. That way, a penny saved really is a penny earned.